Open-source banking with R

I've heard of R used for analysis within banks before, but these guys are taking it one step further: they are using R to run an entire bank. This isn't any ordinary bank: from the manifesto it's an "open-source bank" dedicated to funding open-source hardware projects. Wired describes it as a "peer-to-peer bank" where open-source hardware projects are funded using capital raised from other hardware geeks — and 70 lenders have already stepped up to the plate.